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What are ULIPs | Unit Linked Insurance Plans | Investment Tips by Yadnya
 
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ULIP stands for unit linked insurance plans. ULIP is a combination of insurance and investment. Here policyholder can pay a premium monthly or annually. A small amount of the premium goes to secure life insurance and rest of the money is invested just like a mutual fund does. ULIP offers investors options that invest in equity and debt. Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/yadnyaacademy/?fref=ts Facebook Group - https://goo.gl/y57Qcr Twitter - https://mobile.twitter.com/investyadnya #ULIP #Insurance
ULIPs क्या है? Part 1 | Unit Linked Insurance Plan in Hindi By Yadnya
 
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यूलिप क्या है? आजकल लम्बी अवधि के लिये निवेश करने वालों के लिये यूलिप ULIP (Unit-Linked Insurance Plan) एक पसन्दीदा शब्द है. क्या उसमें invest करना चाहिए? A Unit Linked Insurance Plan (ULIP) is a product offered by insurance companies that, unlike a pure insurance policy, gives investors both insurance and investment under a single integrated plan. Buy our Book Here : http://amzn.to/2vv1Scb 108 Questions & Answers on Mutual Funds & SIP Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/InvestYadnya Facebook Group - https://goo.gl/y57Qcr Twitter - https://www.twitter.com/InvestYadnya #ULIP #Insurance
Unit linked insurance plans (ULIPS)
 
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This videos describes the benefits of Unit Linked Insurance plan (ULIPS).
Views: 11910 TomorrowMakers.com
Unit Linked Insurance Plans (ULIPs) with the Power of 5 Benefits | Exide Life Insurance
 
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"ULIPs offer you the Power of 5. Build wealth over long term while staying financially protected with Unit Linked Insurance Plans. Get the Power of 5 with ULIPs. Here’s how - Power #1: You invest for the long term Power #2: Invest in a disciplined and systematic manner Power #3: You Invest as per your risk appetite Power #4: Expert fund manager manage your money Power #5: In-built financial protection Save tax with ULIP Investment as the investments made under ULIPs comes under tax savings benefit. Learn more about ULIPs Plans http://www.exidelife.in/products/savings-and-investments/investment-options/ULIP-plans Related Links: ULIPs FAQs http://www.exidelife.in/knowledge-centre/unit-linked-plans-faq Investment Calculator http://www.exidelife.in/knowledge-centre/planning-tools-calculators/investment-calculator Calculate how much life cover you need http://www.exidelife.in/knowledge-centre/planning-tools-calculators/hlv-calculator Know your retirement number in just 3 simple steps http://www.exidelife.in/knowledge-centre/planning-tools-calculators/retirement-calculator Website URL http://www.exidelife.in/ Have a question? Write to us http://www.exidelife.in/customer-service/contact-us Connect with us on Facebook https://www.facebook.com/exidelife Twitter https://twitter.com/ExideLife LinkedIn https://www.linkedin.com/company/exidelife Google + https://plus.google.com/b/100552654076084336668/+ExideLifeInsurance"
What is Investment-linked Insurance and how does it work?
 
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Fund types, projected investment returns and types of risks. If you’re clueless on what investment-linked insurance is like Bob here, then we’re here to help you make your money work for you. Enjoy the best of staying safe and protected with Zurich. Website: http://www.zurich.com.my/ Facebook: https://www.facebook.com/ZurichInsuranceMalaysia
Views: 12932 Zurich Malaysia
When to buy ULIP? Unit Linked Insurance Plan = Insurance + Investments
 
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ULIP plans are those insurance products which give dual benefits of investments and life insurance cover but does it provides cost benefits also. You need to perform certain checks to get the best out of ULIPs.In this video, you will know the proper approach to ULIP buying. Follow my other videos for other needs like retirement planning, tax planning, investment in government schemes, investment in the stock market, mutual fund SIP, life insurance, health insurance, government schemes like national pension system,sukanya samriddhi yojana,pradhanmantri vaya vandana yojana,atal pension yojana,mudra yojana etc. When it comes to investment, it is not so easy to decide yourself the best available option but by watching my videos you will get to know the basics of investing and an idea to perform your own research. There are ways to save income tax through different ways but it is only possible if you have the proper knowledge. Do not want to take the risk but wants to invest in risk free government schemes but do not know the rates of available small saving schemes like national saving certificates,public provident fund,senior citizen saving schemes, fixed deposit,Kisan Vikas Patra etc then my quarterly video on interest rate will help you to decide. Want to take some risk and want to invest in stock market, mutual funds then there are videos on basic of stock market investment, benefits of mutual fund SIP, benefits of SIP, mutual funds basics, different types mutual fund.ETF,gold ETF, Investment in sovereign gold bond is also a very good investment option but without knowing the detail,it is not possible to compare with other investment option. There are videos on benefits of sovereign gold bond, basics etc. Life insurance should be the very first thing, anyone should buy but what should be the sum assured, policy period, insurance plan?I always suggest to buy one term insurance plan as soon as possible but there are other insurance plan.You need to know the benefits of one insurance plan with other. You need to know the differences in life insurance, health insurance, general insurance. There are many insurance companies like Life insurance corporation,hdfc life,icici prudential, Bajaj alliance,Aviva,Aegon life,max life etc. and they have many insurance product for your need but you should be able to select the proper one by comparing them. You can also find many videos on other financial topics to get benefits. Any video which you feel is helpful, you may share with your friends so that they can also benefit. Do subscribe to my channel for many more such videos.
Views: 361 Deepak Mahobia
What is ULIP (Unit Linked Insurance Plan) | Should you Invest In ULIPs Just Because of LGBT Benefit
 
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Unit-Linked Insurance Plans or ULIPs as referred popularly have been in news ever since the Union Budget 2018. After Finance Minister Arun Jaitley announced 10 percent Long-Term Capital Gains tax on gains of above Rs 1 lakh on stocks and equity-oriented mutual funds, life insurance companies have been projecting ULIPs as a good investment option since the new tax would not apply to it. However, is the tax element the only reason why you should invest in ULIPs? Ulips provide market-linked returns while a portion of your premium goes into providing life insurance cover also. There are other features which ULIPs offer as an investment option that you should know while taking a call on investing. Here are some features of ULIPs: * Double benefits of I-I *Triple (E-E-E) product *Top-up facility available *Switch facility *Charges structure *Lock-in Period
Views: 1600 Khabree Laal
#6 Part 2 - Should I invest in an investment-linked insurance plan?
 
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Are investment-linked insurance policies or savings plans offered by insurance companies the best solution to save for long term financial goals? Yap sets the record straight. About Yap’s Money Life Show Yap’s Money Life Show is the first online personal money show in Malaysia, which dares to broach on money topics that traditional media do not cover or deemed to be too sensitive to feature. Each week Yap shares his experience and worldview of the latest happenings in the financial world, highlights potential obstacles that may be stumbling blocks to a person's financial freedom and provides invaluable advice to his viewers. In addition, Yap would also be taking and answering questions posted by fellow viewers. So ask him anything! An experienced holistic wealth management practitioner, Yap aspires to guide and help more people invest grow their money with high certainty. Yap’s Money Life Show airs every Saturday at 10 am. About Yap Ming Hui Yap Ming Hui is a bestselling author, TV personality, columnist and coach. He heads Whitman, a holistic wealth management company which has helped people to grow their money with high certainty since 2000. For more information, please visit his website at www.whitman.com.my Connect with Yap: WhatsApp : 011-3400-4658 Email : [email protected] Like Yap on FACEBOOK: http://bit.ly/2rkRNtF Follow Yap on TWITTER: http://bit.ly/2riF4cw Subscribe to Yap’s YOUTUBE channel: https://www.youtube.com/channel/UCv6jzNpPeNPf3herGmiP1xA If you do not wish to miss any of our videos, please enable us to notify you our latest episode. Click subscribe – click the bell – tick the box to receive notifications
Views: 2254 Yap's Money Life Show
Investment Linked Insurance Policies
 
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In this lecture, we look at Investment Linked Insurance Policies (ILPs), its advantages and disadvantages.
Bajaj Allianz Life Future Wealth Gain, A Unit-Linked Insurance Plan
 
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Realize the dreams of your loved ones! Presenting Bajaj Allianz Life Future Wealth Gain, A Unit-Linked Insurance Plan. Protect your family and Secure their future. #InvestBefikar
Should You Cancel Your VUL or Variable Life Insurance Plan?
 
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Have you invested in a VUL, only to find out it's not recommended for your current financial situation? In this video, learn how to evaluate whether you should cancel the plan, or if you're better off keeping it. Full Transcript Available At: http://pinoymoneyacademy.com/should-you-cancel-your-vul-or-variable-life-plan/ --- Check out these other VUL & insurance related topics: Are VULs and Investment Linked Insurance Policies Good? http://pinoymoneyacademy.com/are-vul-and-investment-linked-insurance-policies-good/ Insurance or Investment? https://www.youtube.com/watch?v=5ebRIgwy1iI --- Written and Voiced by: J3 Patino Produced & Animated by: Luis Medina Music: Purple Planet and Bensound
Views: 7138 Pinoy Money Academy
What should you choose - Unit Linked Insurance Plan (ULIPs) or Mutual Funds?
 
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In terms of structure and functioning, ULIPs as an investment avenue compares well with mutual funds. Just like mutual funds, the insurance company allots units to its ULIP investors and a net asset value (NAV) is declared on a regular basis. Along with that, ULIPs have the liberty to invest across assets just like mutual funds.
Views: 294 Mihir Shah
Difference between Mutual Funds and Unit Link Policies
 
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Through this video you'll get to understand the difference between Unit Link Policies & Mutual Funds. Sign up for Mintpro at https://bit.ly/2NcQFla and start selling insurance today!
यूलिप खरीदने से पहले
 
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ULIP plans are those insurance products which give dual benefits of investments and life insurance cover but does it provides cost benefits also. You need to perform certain checks to get the best out of ULIPs.In this video, you will know the proper approach to ULIP buying. Follow my other videos for other needs like retirement planning, tax planning, investment in government schemes, investment in the stock market, mutual fund SIP, life insurance, health insurance, government schemes like national pension system,sukanya samriddhi yojana,pradhanmantri vaya vandana yojana,atal pension yojana,mudra yojana etc. When it comes to investment, it is not so easy to decide yourself the best available option but by watching my videos you will get to know the basics of investing and an idea to perform your own research. There are ways to save income tax through different ways but it is only possible if you have the proper knowledge. Do not want to take the risk but wants to invest in risk free government schemes but do not know the rates of available small saving schemes like national saving certificates,public provident fund,senior citizen saving schemes, fixed deposit,Kisan Vikas Patra etc then my quarterly video on interest rate will help you to decide. Want to take some risk and want to invest in stock market, mutual funds then there are videos on basic of stock market investment, benefits of mutual fund SIP, benefits of SIP, mutual funds basics, different types mutual fund.ETF,gold ETF, Investment in sovereign gold bond is also a very good investment option but without knowing the detail,it is not possible to compare with other investment option. There are videos on benefits of sovereign gold bond, basics etc. Life insurance should be the very first thing, anyone should buy but what should be the sum assured, policy period, insurance plan?I always suggest to buy one term insurance plan as soon as possible but there are other insurance plan.You need to know the benefits of one insurance plan with other. You need to know the differences in life insurance, health insurance, general insurance. There are many insurance companies like Life insurance corporation,hdfc life,icici prudential, Bajaj alliance,Aviva,Aegon life,max life etc. and they have many insurance product for your need but you should be able to select the proper one by comparing them. You can also find many videos on other financial topics to get benefits. Any video which you feel is helpful, you may share with your friends so that they can also benefit. Do subscribe to my channel for many more such videos.
Views: 632 Deepak Mahobia
Variable Universal Life Insurance (VUL) - Benipisyo at Pagkakitaan
 
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My Youtube Channel: https://www.youtube.com/channel/UClpFmGEw-mUKx3Zqdoy_sow To watch more Financial Education/Literacy/Stocks/Pag-ibig MP2/SSS/VUL/Bond/Mutual Fund/UITF related video, go to the link above. Thanks for watching
Views: 16644 Eduardo Mapalo
Understanding Sales Pitchs - Investment Linked Insurance
 
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http://polr.me/success Click here to learn how to succeed http://polr.me/success - Want to know how insurance agents sell you ILP plans and should you buy ILP plan? Check out this INMIF educational Video Series.
Views: 751 Michael Richardson
What is a Traditional Life Insurance Plan?
 
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What is a Traditional Life Insurance Plan? Life Insurance plans can be broadly classified into 2 types: Traditional Plans and ULIPs (Unit Linked Insurance Plans). Here I will focus on Traditional Life Insurance Plans and how they work. What kind of plans are called Traditional Life Insurance Plans? The following are the basic features of traditional life insurance plans: The money that you pay as premiums are invested in very low risk financial instruments. Since the risk is very low, the returns too are low. Don’t expect phenomenal returns when you buy into such plans, even if your advisor promises you the same. Most traditional plans will generally offer a return between 3% to 6% annually. You cannot decide or participate in how your money should be invested. It is decided by the insurance company and controlled and monitored by them. Such plans offer either a Guaranteed Maturity Amount or offer a bunch of Bonus Amounts which are declared at various points during the term of the policy. Though the Bonus amounts are not guaranteed, we can be fairly assured of a fixed rate of return. These plans don’t offer flexibility. You have to be invested for the length of the policy term. If you try to surrender the plan mid-way, you will get back much less than the amount of money you have paid as premiums. So even if you are investing in traditional life insurance plans, do so with an amount which you can comfortably afford paying throughout the policy term. These plans also do not offer any partial withdrawal in case of any emergency fund requirement of yours. You will get the money only at the time of Maturity. The amount of insurance cover which you get in these plans is very limited. Most plans will offer a 10 times cover of the amount of annual premium that you pay. So if you are paying an annual premium of Rs. 50,000 you will get a cover of Rs. 5,00,000. Surely 5 lakhs is not a sufficient amount of insurance cover for your family. So strongly recommended that you take a term plan before venturing into investment plans. Compare term plans here. There is no information on the charges which are applied in the plan. You will only know the premiums which you pay and not how they are applied or invested across the years and what the deductions are. MIC Pro-Tip: Invest in Traditional Life Insurance plans if you are OK with low but stable returns. Also ensure that you have the capability to stay invested throughout the policy term - keep the premium amount to a value you can comfortably afford - don’t stretch yourself to achieve the tax free slab in the year that your are purchasing the plan. Click here to compare term plans: https://www.myinsuranceclub.com/life-insurance/term-insurance
Views: 6299 MyInsuranceClub
Etiqapedia - Chapter 3: Investment-Linked Insurance
 
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Find out what is Investment-Linked Insurance
Views: 6147 Etiqa
ULIP (Unit Linked Insurance Plan) | Zero Commission Plan | Explained In Hindi
 
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ULIP (Unit Linked Insurance Plan) ULIPs are nothing but a plan that is the mix of insurance benefit and investment benefit. Mutual funds like ELSS offers wealth creation but life protection cover is missing. Other conservative options like PF or PPF also offer wealth creation but once again life protection is missing and also it can hardly generate a real return that can be matched with inflation over the long term. ULIP can be used as a plug-in between wealth creation and life protection over. From ULIP premium, a small amount goes to secure life insurance cover and rest of the money invested in funds just like mutual funds. The deduction is allowed under section 80C towards the amount of premium paid for the respective financial year. One has to note that to claim deduction under section 80C, the premium paid for ULIP has to be less than 10% of sum assured amount of ULIP. Say, for example, ULIP premium paid is Rs.2 Lakh and the sum assured amount of ULIP is Rs.15 Lakh then only Rs.1.5 Lakh is allowed as a deduction (10% of sum assured). Just like ELSS, ULIP also comes with a minimum lock-in period of 5 years. One of the benefits of ULIP which is interesting that one can choose asset class as desired. For example, one can choose equity class by taking higher risk gain higher return or can combine equity, debt and money market instrument. This option you will not get in a mutual fund as they have their own set of the strategy of investment and that cannot be modified. There are three ways by which policyholder can withdraw funds. Death of policyholder: Family of policyholder will not only get sum assured but also returns generated through investment. Also, remember that returns in case of death of policyholders are tax-free. The maturity of policy: Policyholder will get higher of assured benefit or value of investment through the unit link. Here, maturity returns are exempt under section 10D of the Income Tax Act. This is not possible in the mutual fund as the returns are taxable. Partial Withdrawal: One cannot withdraw amount before 5 years of policy and age of policyholder has to be 18 years or more to avail partial withdrawal. Every policy comes with a distinct minimum and a maximum limit of partial withdrawal. It is very important to keep in mind that every partial withdrawal will bring down your sum assured of policy. There are certain policies that offer a fixed number of withdrawals and after which every withdrawal is charged the fee. Hence it is advisable to avoid partial withdrawal. Let us look at some downside of ULIP. In ULIP, the return is not guaranteed. It also has some hefty charges involved in. ULIP is for those who would like to have one product which not only offers insurance benefit but also invest their fund to stock market or money market instrument. To sum up this article, all three options (ELSS, PPF, ULIP) comes with their own pros and cons. One can set its own parameter with respect to value appreciation, wealth creation, risk horizon and tenure of investment. It is always important to set financial goal taking into consideration tenure and major events (marriage, child education, buying home or car) that is going to take place in one’s life. Invest wisely. #mutual fund #invest mutual funds #best mutual funds #mutual funds India #invest in mutual funds #mutual funds 2019 #top #trending #best For more details visit our website: https://www.policyplanner.com/
Views: 92 Policy Planner
VUL - Variable Unit Linked Insurance Philippines
 
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VUL - Variable Unit Linked Insurance OFFICIAL Video presented by Pinoy Investing Tips http://pinoyinvestingtips.com Philippines VUL | Filipino VUL Follow us: fb.com/pinoyinvestingtips https://www.facebook.com/IMBrianGannaban https://www.facebook.com/groups/PinoyInvestingTipsVUL/
Views: 21121 Pinoy Investing Tips
Is ULIP an insurance product or an investment instrument?
 
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Harsh Roongta, CEO of http://www.apnapaisa.com advising on Life Insurance query viz., Is ULIP an insurance product or an investment instrument? Join us on http://www.facebook.com/apnapaisa
Views: 301 ApnaPaisa
Are Unit Linked Insurance Plans Worth Your While? | Money Money Money With Surabhi Upadhyay
 
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In this edition of Money Money Money, we put the spotlight on Unit Linked Insurance Plans or ULIPs.Is it worth your while to put money in a product that offers insurance and investment together or should you be opting for separate insurance and investment tools? About CNBC-TV18: India's leading business news channel, CNBC-TV18 offers the most comprehensive coverage of businesses, the economy and the financial markets. Catch all your favourite shows, exclusive videos, big-ticket interviews and more here. You can also connect with CNBC-TV18 News Online Catch the latest news: http://www.cnbctv18.com/ Follow CNBC-TV18 round the clock: https://www.cnbctv18.com/live-tv/ Stay updated with all the market action: https://www.cnbctv18.com/market/stocks/live-blog Follow experts on the most vital topics: https://www.cnbctv18.com/expert-views/ Subscribe to our daily newsletter: https://www.cnbctv18.com/newsletter/ Subscribe to our Channel: https://goo.gl/hKwgtm Like us on Facebook: https://www.facebook.com/cnbctv18india/ Follow us on Twitter: https://twitter.com/CNBCTV18News
Views: 353 CNBC-TV18
What is ULIP(Unit Linked Insurance Plan) in Tamil/தமிழ் (2019)
 
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What is ULIP(Unit Linked Insurance Plan) in Tamil/தமிழ் (2019) ULIP or Unit Linked Insurance Plan is a mix of insurance along with investment. From a ULIP, the goal is to provide wealth creation along with life cover where the insurance company puts a portion of your investment towards life insurance and rest into a fund that is based on equity or debt or both and matches with your long-term goals. These goals could be retirement planning, children’s education or another important event you may wish to save for. When you make an investment in ULIP, the insurance company invests part of the premium in shares/bonds etc., and the balance amount is utilized in providing an insurance cover. There are fund managers in the insurance companies who manage the investments and therefore the investor is spared the hassle of tracking the investments. ULIPS allow you to switch your portfolio between debt and equity based on your risk appetite as well as your knowledge of the market’s performance. Benefits like these which offer investors the flexibility of switching is a huge factor contributing to the popularity of these investment instruments. ===================================== ★ Anand Srinivasan - Money Pechu ★ ✔ E-Mail: [email protected] ✔ Official Facebook Page: https://www.facebook.com/Money-Pechu-2317856038229002/ ★ Social Media Partner: Friendzion Technologies ★ www.friendzion.com Thank you for watching - I really appreciate it :) Regards, Anand Srinivasan
Views: 567 Money Pechu
New norms for Unit Linked Insurance Plans - MyInsuranceClub.com
 
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New ULIP Guidelines which were made effective 1st September, 2010. The changes for the Unit Linked Insurance Plans for Life Insurance Companies
Views: 341 MyInsuranceClub
Bajaj Allianz Life Goal Assure- A Life Goal Based Unit-Linked Insurance Plan (ULIP)
 
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Check out our latest ULIP Plan – Bajaj Allianz Life Goal Assure Unit Linked Insurance Plan. Life Goals are priceless and fulfilling them makes for some memorable memories. From earning your first income to buying your dream house, from seeing your child graduate a premier school to entering into your retirement - each of these once-in-a-lifetime experiences are unforgettable. It is human nature to protect what we value the most and what’s more valuable than these Life Goals itself? Achieving these life goals is no small feat. One needs to be smart and very meticulous with their financial planning. So go ahead, make a smart move today and start planning for your Life Goals. We present to you the Bajaj Allianz Life Goal Assure - a life goal based ULIP Policy that gives you the opportunity to plan your once-in-a-lifetime experiences with zero worries. Features of a Bajaj Allianz Life Goal Assure ULIP Plan are as follows: 1) Return of Mortality Charges at maturity: At the end of the policy term, on the maturity date, the total amount of mortality charges deducted in respect of life cover provided throughout the policy term, will be added back as ROMC, to the Regular Premium Fund Value and Top-up Premium Fund Value, as applicable. 2) Choice of 4 investment portfolio strategies to meet your financial goals: a) Investor Selectable Portfolio Strategy b) Wheel of Life Portfolio Strategy c) Trigger Based Portfolio Strategy d) Auto Transfer Portfolio Strategy 3) Choice of eight (8) funds to invest as per your risk appetite: a) Accelerator Mid Cap Fund II b) Equity Growth Fund II c) Pure Stock Fund d) Blue Chip Equity Fund e) Asset Allocation Fund II f) Bond Fund g) Liquid Fund h) Pure Stock Fund II 4) Option to take maturity in instalments with Return Enhancer benefit: The amount paid out to you in each installment will be the outstanding Fund Value as at that installment date divided by the number of outstanding installments, hiked-up by 0.5%. Therefore, each installment is equal to [Fund Value / No. of Outstanding Installment] * 1.005. The hike-up is called the Return Enhancer 5) Unlimited free switches between funds: You can switch units between your investment funds according to your risk appetite and investment decisions, by giving written notice to the Company. 6) Tax benefits under section 80C and 10(10D): Premium paid, maturity benefit, death benefit and surrender benefit are eligible for tax benefits under the Income Tax Act. To begin with your first ULIP Investment, visit https://www.bajajallianzlife.com/ulip/financial-life-goals-assure.jsp To get more updates on getting your #LifeGoalsDone, you can also follow us on Website: https://www.bajajallianzlife.com Facebook: https://www.facebook.com/bajajallianzlifeinsuranceltd/ Twitter: https://twitter.com/BajajAllianzLIC Instagram: https://www.instagram.com/bajajallianzlifeinsurance/ LinkedIn: https://www.linkedin.com/company/bajaj-allianz-life-insurance-co-ltd
What is ULIPs | Unit Linked Insurance Plan in Hindi यूनिट लिंक्ड इंश्योरेंस प्लान क्या है
 
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यूलिप क्या है? आजकल लम्बी अवधि के लिये निवेश करने वालों के लिये यूलिप ULIP (Unit-Linked Insurance Plan) एक पसन्दीदा शब्द है. क्या उसमें invest करना चाहिए? A Unit Linked Insurance Plan (ULIP) is a product offered by insurance companies that, unlike a pure insurance policy, give investors both insurance and investment under a single integrated plan. Thanks For Watching.. ****************Harry Da Mantra********************
Views: 3431 Harry Da Mantra
Mutual Funds Vs ULIPs - Which is the better Investment Option?
 
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Mutual Funds Vs ULIPs - Which is the better Investment Option? For Personal Loan, Education Loan, Business Loan, Home Loan, Credit Card, Insurance, Mutual Funds, Property and Tax Advice, JUST LEAVE A MISSED CALL ON IndianMoney.com Financial Education helpline no - #02261816111 Subscribe to our YouTube Channel - http://bit.ly/2gjv2mu and hit the 🔔 icon to receive regular notifications. Hello Folks, Welcome to IndianMoney.com YouTube Channel! About https://indianmoney.com/ : IndianMoney.com is India's largest Financial Education Company founded by C S Sudheer on September 18th, 2008. IndianMoney.com provides FREE and Unbiased Financial Guidance on all kinds of financial products to ensure that the people are not cheated by agents and salespeople while purchasing Insurance, Loans, Mutual Funds, Stocks and Property. IndianMoney.com was featured by Central for Financial Inclusion as one of the most innovative FinTech companies driving financial capability in India. IndianMoney.com is educating over 20,000 people on phone daily. IndianMoney.com's Financial Literacy Initiatives are recognized by World Bank, Reserve Bank of India, Government of India and various other bodies. IndianMoney.com has set up a dedicated financial education helpline for Karnataka State Police. Mr C S Sudheer Authored a book '" Love Beyond Death " to promote Term Life Insurance in India. Love Beyond Death became a best-seller in the first month of its launch. Keep your Financial Cognizance Up to date with Wealth Doctor App. Download Now: https://goo.gl/zRgieJ Learn to SAVE, SPEND, INVEST and BORROW consciously by just subscribing to our IndianMoney.com channel http://bit.ly/2gjv2mu You can also Visit us at http://indianmoney.com/ Like us on Facebook https://www.facebook.com/pages/IndianMoneycom/165804993477585 Follow us on Twitter https://twitter.com/indianmoneycom Add us on Google+ https://plus.google.com/+Indianmoney Join our network on LinkedIn https://www.linkedin.com/company/indianmoney-com Follow us on Instagram https://www.instagram.com/indianmoneycom/ Thanks for Watching! Be Wise, Get Rich!
Views: 4846 IndianMoney.com
What is ULIPs ? Unit Linked Insurance Plans (ULIPs) for Long Term Investment |  ULIPs in Hindi |
 
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"What is ULIPs ? ULIPs offer you the Power of 5. Build wealth over long term while staying financially protected with Unit Linked Insurance Plans. ULIPs in Hindi. Get the Power of 5 with ULIPs". यूलिप क्या है? आजकल लम्बी अवधि के लिये निवेश करने वालों के लिये यूलिप ULIP (Unit-Linked Insurance Plan) एक पसन्दीदा शब्द है. क्या उसमें invest करना चाहिए? A Unit Linked Insurance Plan (ULIP) is a product offered by insurance companies that, unlike a pure insurance policy, gives investors both insurance and investment under a single integrated plan. Follow us on Twitter "Professional Guide" click below link https://twitter.com/mpsingh_singh Follow us on Instagram "Professional Guide" click below link https://www.instagram.com/professionalguide.mpsingh Follow us on Facebook Page "Professional Guide" click below link https://www.facebook.com/ProfessionalGuideSk Follow us on google+ "Professional Guide" click on below link https://plus.google.com/u/0/107521613885896905726 [email protected] visit my blogs to click on below given link https://professionalguidesk.blogspot.com/ Disclaimer- This video is based on secret of stock market/share market and only for educational purpose. Purpose of this video is to educate people financially and technical aspect of stock trading and mutual fund. I have shown chart for study purpose. #unitlinkedplans #ulipsVsmutualfund #ulips
Views: 389 Professional Guide
ULIPs क्या है? Part 2 | Unit Linked Insurance Plan in Hindi By Yadnya
 
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यूलिप क्या है? आजकल लम्बी अवधि के लिये निवेश करने वालों के लिये यूलिप ULIP (Unit-Linked Insurance Plan) एक पसन्दीदा शब्द है. क्या उसमें invest करना चाहिए? A Unit Linked Insurance Plan (ULIP) is a product offered by insurance companies that, unlike a pure insurance policy, gives investors both insurance and investment under a single integrated plan. Buy our Book Here : http://amzn.to/2vv1Scb 108 Questions & Answers on Mutual Funds & SIP Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/InvestYadnya Facebook Group - https://goo.gl/y57Qcr Twitter - https://www.twitter.com/InvestYadnya #ULIP #Insurance
Why are ULIPs a better mode of Investments? ULIPedia Series
 
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Watch the Bajaj Allianz Experts take on some of the most crucial questions on ULIPs. For information on our products log on to http://tinyurl.com/mes3959
Bank vs VUL
 
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These are the reasons why you should consider VUL as your first insurance/investment: 1. Filipinos have little to spare Life insurance penetration is only 4% in the Philippines, meaning there are only 4 Filipinos insured out of 100 or 4M out of 100M population. Investors in the stock market are even fewer in number, with only few hundred thousand out of a 100 million population. Why? Because, Filipinos have little to spare. Let’s face it, 90% of the population belongs to the lower income class and middle class family and before a Filipino could even protect himself (and gets a life insurance) and before he can even think of investing. There is a hierarchy of needs to satisfy first before he even gets there. Food, house, education, taxes and other basic necessity. 2. It’s a FORCED SAVING Mechanism forcing Filipino to SAVE Some financial “experts” also advises to invest in UITF and mutual fund instead of VULs. Yes I agree that they can invest in these products, but why not also in VUL? UITF and Mutual fund are investment products that indirectly invest in stock markets where the initial deposit is usually 10,000 in UITF and 5,000 in Mutual fund. The next investments would be whenever you feel like investing. “Kung kelan mo gusto mag-invest.” Like UITF and Mutual fund, VUL is also investing in a stock market indirectly, but with the condition that you need to save regularly or else your life insurance will lapse. It now becomes an investment mechanism that forces a Filipino to form a HABIT of saving. With mutual funds, UITF and even in direct investing, you are not forced to invest because there are no consequences if you don’t invest regularly. According to my experience, of those people who gets a VUL and Mutual fund at the same time. They get to pay the VUL more regularly than fund their Mutual fund, even if they know they can earn more if they put money in Mutual funds regularly. Why? Because, they are given a choice: to invest or not to invest today. Believe me, from my experience with a Filipino investor, when given a choice, there are more times in a life of a Filipino that he chooses not to invest than the times he can for a variety of reasons. 3. Estate Planning Purposes When you die, all your properties and money in the bank is subject to estate tax. Hence, the money that you have in the banks and other investment vehicles are frozen. Meaning, you can’t touch it until you pay the dues. Money in VUL are somewhat protected since it is attached to a life insurance vehicle. Read more on this in this series.
Views: 9868 MondexPro Com
VUL Insurance Plan (Retirement, Savings, Investment, Education Fund)
 
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For Free Financial Consultation you can SMS/VIBER us at: 0917-983-7951 Visit our website for more information: http://smartfinancialplanning.info/ Like us on Facebook: https://www.facebook.com/smartfinancialplanning/ Follow us on Instagram: https://www.instagram.com/smartfinancialplanning/
Life Insurance plus Investment/ Saving insurance plan
 
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In the market, there are different types of insurance plans that offer you benefits of investment product while giving the protection of life insurance. Some work as saving instrument too. There is life insurance moneyback policy, life insurance endowment policy, retirement insurance policy, children insurance policy, etc. However, you need to know which insurance policy to buy according to your requirement. This Bwealthy video gives you a clear understanding on how to choose the most suitable investment plan as per your situation and goals. Whether its life insurance investment plans, children insurance plan, or insurance policy retirement - Swati helps you simplify your investment decision as per your needs. Whether you are a beginner or an experienced investor, before you plan to pick any insurance endowment policy, moneyback policy, insurance children plan, retirement plan insurance, insurance with saving plan or investment plus insurance plan etc; we suggest you get a clear strategy about what you want from your insurance scheme. Simply subscribe to our video prior to investing and learn how to become rich and successful in life. Contact us on [email protected] for comments and questions. Subscribe to Bwealthy Channel now: http://bit.ly/Subscribe-Bwealthy
Views: 5711 B Wealthy
HDFC Life Click 2 Invest - ULIP
 
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Learn how to make the most of your investments from HDFC Life Click to Invest - ULIP . With 8 funds to choose from, option to switch between funds, minimal charge structure and lump sum maturity benefit, this product lets you make the right choice for your investments. So what are you waiting for? Know more about this investment cum insurance plan here: https://goo.gl/F1asrl
Views: 51003 HDFC Life
5 Ulip Charges You Must Know
 
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There are charges deducted from your Ulip premium which can impact the money you save for future needs in this tax saving investment. 5 Ulip charges you must know. Subscribe: https://www.youtube.com/channel/UCQTqvgT_qzPZn1D1bHsxtKw?sub_confirmation=1 Visit YouTube channel: https://www.youtube.com/c/FundooMoneyWorld Share Video:https://youtu.be/zwEC6jt-R-4 Hello and welcome to FundooMoney, your 24X7 buddy for all your money matters. Unit linked insurance plans (Ulips) offered by life insurance companies are financial products that provide a combination of life insurance and a market-linked investment, especially in equities. The investment can potentially provide high growth during the long tenure of the Ulip. What’s more, you get annual tax deduction of upto Rs 1.5 lakh for your premium. Given the long tenure of Ulips, typically stretching from 10-25 years, any person thinking of investing in Ulips, needs to evaluate its appropriateness in meeting specific future needs. But there is one more area that one needs to take a close look at—the charges. Ulips have charges and like any product with charges, they make a dent on the returns i.e. you get to earn and save less. Thanks to interventions made in the recent years by the insurance regulator, Insurance Regulatory and Development Authority (IRDA), Ulip charges have come down but they are significant enough for any potential investor to take a very close look. So, what are these Ulip charges? We will tell you all about them but in just a little while. Here are some important charges Ulips typically have. The amount of charges varies from one Ulip to another, and among life insurance companies. Premium allocation charges This is the first charge that is levied on your Ulip. It is a percentage of your annual premium. This is basically done to recover the cost of distribution, commission payment, underwriting and so on. The charge is typically higher in the initial part of the Ulip, mostly in the first year. Policy administration charges To service the policy and to meet the administrative expenses, administration charge is levied. It is a percentage of the annual premium and deducted on a monthly basis. The charge is higher in the first five years of the Ulip term. Then, it is discontinued or charged at a lower rate. Fund management charges This charge is for availing the investment expertise of the fund manager and the fund management team. Over the years, this charge has come down substantially and for many new Ulips, this is around 1.35% for equity funds and 0.75% for debt funds. Mortality charges This charge is for the life insurance coverage provided by the Ulip and is deducted on a monthly basis from your money with the life insurance company. This is mostly charged based on sum at risk for the life insurance company. So, with time, as you pay more premiums, your money grows and savings increases, the mortality charge comes down. Discontinuance charges While Ulips have a 5-year lock-in period, you can discontinue the policy even after paying the first premium. Of course, as we have said, you will have to wait out the lock-in period to get your money. Once you surrender your policy during the lock-in period, your money is shifted to a discontinued fund and stays there till the completion of the lock-in period. A charge is also levied for discontinuance of the policy. A potential investor in Ulip needs to be aware of the existence and the impact of all these common charges. Don’t fall for marketing spiels by some people selling Ulips who project abnormally high returns for Ulips. IRDA allows sales illustrations for 4% and 8% returns only. The high returns projected by some could be a way of masking the impact of the charges. Above all, an investor needs to ask whether the charges are justified for the benefits being provided and whether the features will fulfill the person’s specific needs. We hope you found this useful. Do share your views and tips on Ulip charges with us and others on this channel by writing in the comments section. For more such actionable personal finance information and regular uploads, subscribe to our channel. Also, visit our website, download our mobile app and stay connected with us on Instagram, Pinterest and Slideshare.
Views: 8845 FundooMoney
Variable Unit Link (VUL) or Unit Linked Life Insurance Policy
 
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Kung gusto mong malaman kung paano, just contact me at +966 509053439 or sms/text me at +63 9495759268 or email me at [email protected] or contact the person who shared you this video.
Views: 45856 edmondmay
ULIP or Mutual Fund? Which one should you choose?
 
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Are you confused between ULIP and mutual fund? ULIP is a life insurance product, which provides risk cover along with options to invest in stocks, bonds or mutual funds whereas, a mutual fund is an investment scheme that brings together a group of people and invests their money in stocks, bonds and other securities. Watch BusinessToday.In's video to find out which is better, ULIP or Mutual Fund. ---------------------- About the Channel: Watch Business Today videos to get the latest news on Business, stock market, sensex - BSE India, NSE India, personal finance, gold prices, petrol prices and more. Also, get an insight into the dealings of the top companies in India from Business Today's award-winning journalists. Get up to date with all investment options (Mutual Funds, SIPs, Debt, Equity, Insurance, Home Loans, Pension Schemes, Retirement Plans) from our Money Today team. Also, watch interviews of top CEOs. Regular shows to watch out: The Good The Bad and The Ugly with BusinessToday.in Editor Rajeev Dubey to know the top stories of the day specially curated from the world of business and economy. Watch Inside India's Factories to find out how different products get manufactured and processed for final consumption. You can follow us at: Website: https://www.businesstoday.in Facebook: https://www.facebook.com/BusinessToday Twitter: https://twitter.com/BT_India Google Plus: https://plus.google.com/+businesstoday
Views: 1991 Business Today
Insurance products with an innovative touch - ULIP NAV
 
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The rising concern of the customers during the financial crisis has led to the design of such a product. It provides security against the market fluctuations. It is a typical Ulip NAV (unit-linked insurance plan) which gives returns on the performance of the fund’s NAV. Under this plan, even though the NAV is low on the maturity date, policy holder will be entitled to receive the maturity amount on the basis of highest NAV. https://www.bajajallianz.com/Corp/ulip-plans/ulip.jsp
Views: 74 Mihir Shah
SBI Life eWealth Insurance 2018 HINDI
 
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Non-Participating Online Unit Linked Insurance Plan "The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year" Is a cumbersome buying process discouraging you from investing in Unit Linked Insurance Plans? You can now enjoy the benefits of ULIPs with a simplified, 3-step online buying process. SBI Life - eWealth Insurance, helps you grow your wealth. Avail twin benefits of market linked returns on your invested money and the security of life cover. This wealth creation plan offers – Security – cover your family's needs in case of eventuality Affordability – with premiums starting at Rs. 1000 per month Flexibility – to choose between two plan options Simplicity – apply online with ease Liquidity – through partial withdrawals from 6th policy year With just a few clicks, take your first step towards wealth creation.
Views: 8937 MIND BLOWING
Money Money Money: Spotlight On ULIPs Part 1
 
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In this edition of Money Money Money, we put spotlight on Unit Linked Insurance Plans or ULIPs. Is it worth your while to put your money in a product that offers insurance and investment together or should you be opting for separate insurance and investment tools. We discuss all that and more with Manoj Nagpal, MD & CEO of Outlook Asia Capital
Views: 122 CNBC-TV18
Best Ulip Insurance plan -   Unit Linked Insurance Plans An Indian Perspective
 
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Bajaj Allianz ULIP plans offer the flexibility of market linked returns on your investments and life insurance cover for you and your family. https://www.bajajallianzlife.com/ulip/ulip.jsp
Views: 41 Ritika Shah
Usapang Life Insurance: Different Types of Life Insurance
 
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In this video, Fitz and Rienzie talks about the different types of life insurance and when you should get one. Money Insights & Advice is a video project of Wealth Arki, Inc. Visit their website at www.wealtharki.com.
Views: 36945 Wealth Arki
Britam launches Imarika, a unit-linked investment product
 
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For an investment of as little as one thousand Shillings, one can now get life insurance cover of fifty thousand Shillings through the Imarika unit-linked investment that has been launched by Britam. Imarika will provide clients with annual returns ranging between 8 and 12 per cent. The minimum guaranteed return is 5 per cent. Imarika has waded into the innovative space of the insurance sector which has traditionally seen a low uptake of life insurance. For Imarika, the interest that investors will receive on their investments will not be subjested to a 15 per cent withholding tax.
Views: 287 NTV Kenya
Should I invest in ULIPs in addition to term insurance for diversification?
 
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Live answers to your investment queries.
Views: 297 Value Research
Do ULIPs have a similar return as Mutual Funds? ULIPedia Series
 
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Watch the Bajaj Allianz Experts take on some of the most crucial questions on ULIPs. For information on our products log on to http://tinyurl.com/mes3959
All you want to know about Unit Linked Insurance Plan
 
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Unit Linked Insurance Plans (ULIPs) are a category of goal-based financial solutions that offer dual benefits of protection and Investment. Your Unit linked Insurance Plan is linked to the capital market and offers you flexibility to invest your units in equity or debt funds depending upon your risk appetite.
Views: 117 Mihir Shah
New ULIP norms to make products cheaper
 
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Officials at life insurance companies are bracing for September 1, as it is on that day that new norms for unit linked insurance plans will kick in. These new norms will make the product cheaper and more beneficial for investors, but profits of life insurance companies will take a hit, at least in the short term.
Views: 184 NDTV Profit
ulip vs mutual funds comparison | which is best?
 
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ulip vs mutual funds (Tamil). This video explains the difference between the two products and suggests the right product. When it comes to investments, try to eliminate the brokers in the middle.. The problem is they suggest you products that are not right for you. But they try to safe guard their interest. Even if it's your banker who suggests you ulips investment products, be skeptical and do your own home work before investing. Afterall, it's your hard earned money right? What's your opinion about this video? Leave a comment and let me know what your thoughts are.
Views: 1135 Smart And Foolish
Which fund should I invest in under the Funds available in ULIPs? ULIPedia Series
 
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Watch the Bajaj Allianz Experts take on some of the most crucial questions on ULIPs. For information on our products log on to http://tinyurl.com/mes3959

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